|
Privacy Policy of
First National Bank
Quitaque, TX
Introduction
At First National Bank, the basis of each customer
relationship, many of which span generations, is trust.
You have chosen to do business with First National Bank,
and we are obligated to honor that relationship with
great care, beginning with the information you have
chosen to share with us. We believe that your privacy
should not be compromised. At the same time, we need to
offer you the array of financial products and services
you need to accomplish your financial goals. We believe
we can do both through the privacy policy outlined
below.
Recognition of a Customer’s Expectation of Privacy
At First National Bank, we believe the confidentiality
and protection of customer information is one of our
fundamental responsibilities. And while information is
critical to providing quality service, we recognize that
one of our most important assets is our customers’
trust. Thus, the safekeeping of customer information is
a priority for First National Bank.
Customer
Benefits of Institution’s Information Management
Practices
We collect, retain, and use information about you only
where we reasonably believe that it will help administer
our business or provide products, services, and other
opportunities to you. We collect and retain information
about you only for specific business purposes and we
will tell you why we are collecting and retaining it
upon your request. We use information to protect and
administer your records, accounts, and funds; to comply
with certain laws and regulations; to help us design or
improve our products and services; and to understand
your financial needs so that we can provide you with
quality products and superior services. Our Use of
Information provision explains these concepts in greater
detail.
Visitors to this bank Web site remain anonymous. We do
not collect identifying information about visitors to
our site. We may use standard software to collect
non-identifying information about our visitors, such as:
Date and time our site was accessed; IP Address (A
numeric address given to servers connected to the
Internet); Web browser used; City, State, and Country.
The bank uses this information to create summary
statistics and to determine the level of interest in
information available on our site. Visitors may elect to
provide us with personal information. This information
is used internally, as appropriate, to handle the
sender’s request. It is not disseminated or sold to
other organizations.
Return to the Top
Maintenance of Accurate Information
We continually strive to maintain complete and accurate
information about you and your accounts. Should you ever
believe that our records contain inaccurate or
incomplete information about you, please notify us. We
will investigate your concerns and correct any
inaccuracies.
Limitations on Employee Access to Information
At First National Bank, employee access to personally
identifiable customer information is limited to those
with a business reason to know such information.
Employees are educated on the importance of maintaining
the confidentiality of customer information and on these
Privacy Principles. Because of the importance of these
issues, all First National Bank employees are
responsible for maintaining the confidentiality of
customer information and employees who violate these
Privacy Principles will be subject to disciplinary
measures.
Protection of Information via Established Security
Procedures
First National Bank is committed to the security of your
financial and personal information. All of our
operational and data processing systems are in a secure
environment that protects your account information from
being accessed by third parties. We maintain and grant
access to customer information only in accordance with
our internal security standards.
Restrictions on the Disclosure of Account Information
We do not reveal specific information about your
accounts or other personally identifiable data to
parties outside our affiliated banks and companies for
their independent use unless you request or authorize
it. The information is provided to help complete a
transaction initiated by you; the information is
provided to a reputable credit bureau or similar
information reporting agency; or the disclosure
otherwise is lawfully permitted or required. We do not
provide account or personal information to other
companies for the purpose of independent telemarketing
or direct mail marketing of any non-financial products
or services of those companies.
Maintaining Customer Privacy in Business Relationships
With Third Parties
When the Bank conducts business with third parties, it
requires its vendors and suppliers to maintain similar
standards of conduct regarding the privacy of personally
identifiable customer information provided to them.
Return to the Top
Providing
Privacy Information to Customers and Responding to
Inquiries
First National Bank recognizes and respects the privacy
expectations of our customers. We want our customers to
understand our commitment to privacy in our use of
customer information. As a result of our commitment, we
have developed these Privacy Principles.
For more information or questions regarding this policy,
contact the bank at:
First
National Bank
320 E. Main Street
PO Box 540
Quitaque, TX 79255
806/455-1441
quitfnb@caprock-spur.com
Return to the Top
|
